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This institution is no longer active

Operations ceased on April 17, 2026. CRA examination history below reflects the period it was active.

HERITAGE BANK OF COMMERCE

SAN JOSE, CA · Supervised by FDIC

Est. 1994FDIC #33,905RSSD: FDIC-33905
Satisfactory

Current rating · Exam: July 1999

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Institution Profile

FDIC BankFind

Address

224 Airport Pkwy, SAN JOSE, CA

County

Santa Clara County

Established

June 8, 1994

Total Assets

$5.7B(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$5.7B

Total Deposits

$4.8B

Net Loans

$3.6B

Net Income

$-1,758K

ROA

-0.12%

ROE

-0.97%

Risk-Based Capital

14.49%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

July 1, 1999

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 1995

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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