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PACIFIC VALLEY BANK

SALINAS, CA · Supervised by FDIC

Est. 2004FDIC #57,740RSSD: FDIC-57740
Satisfactory

Current rating · Exam: May 2023

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Institution Profile

FDIC BankFind

Address

422 Main St, SALINAS, CA

County

Monterey County

Established

September 14, 2004

Total Assets

$628M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$628M

Total Deposits

$546M

Net Loans

$522M

Net Income

$1M

ROA

0.79%

ROE

6.80%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

May 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 2006

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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