This institution is no longer active

Operations ceased on July 1, 2006. CRA examination history below reflects the period it was active.

STATE BANK AND TRUST

NORTH BARRINGTON, IL · Supervised by FDIC

Est. 1998FDIC #34,750RSSD: FDIC-34750NORTHWEST SUBURBAN BCORP INC

Satisfactory

Current rating · Exam: January 2006

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Institution Profile

FDIC BankFind

Address

444 North Rand Road, NORTH BARRINGTON, IL

County

Lake County

Established

October 13, 1998

Total Assets

$154M(latest call report)

Financial Snapshot

As of Q2 2006Call Report / FDIC

Total Assets

$154M

Total Deposits

$138M

Net Loans

$116M

Net Income

$676K

ROA

0.88%

ROE

10.39%

Risk-Based Capital

10.39%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2006

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 2001

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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