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CARMINE STATE BANK

CARMINE, TX · Supervised by FDIC

Est. 1907FDIC #19,278RSSD: FDIC-19278
Satisfactory

Current rating · Exam: November 2025

Institution Profile

FDIC BankFind

Address

235 Centennial St, CARMINE, TX

County

Fayette County

Established

July 1, 1907

Total Assets

$145M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$145M

Total Deposits

$137M

Net Loans

$39M

Net Income

$336K

ROA

0.92%

ROE

16.41%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

November 1, 2025

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

9 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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