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COMMUNITY BANK & TRUST, WACO, TEXAS

WACO, TX · Supervised by FDIC

Est. 1952FDIC #17,108RSSD: FDIC-17108
Satisfactory

Current rating · Exam: July 2025

Institution Profile

FDIC BankFind

Address

1800 Washington Ave, WACO, TX

County

Mclennan County

Established

May 14, 1952

Total Assets

$658M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$658M

Total Deposits

$575M

Net Loans

$388M

Net Income

$2M

ROA

1.19%

ROE

9.58%

Risk-Based Capital

25.65%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

July 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

12 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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