🏦Bank Scorer

RIO BANK

MCALLEN, TX · Supervised by FDIC

Est. 1985FDIC #25,886RSSD: FDIC-25886RIO FINANCIAL SERVICES INC
Satisfactory

Current rating · Exam: March 2025

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Institution Profile

FDIC BankFind

Address

701 E Expressway 83, MCALLEN, TX

County

Hidalgo County

Established

February 11, 1985

Total Assets

$1.4B(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.4B

Total Deposits

$1.2B

Net Loans

$786M

Net Income

$3M

ROA

0.89%

ROE

8.36%

Risk-Based Capital

15.37%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

5 previous ratings locked — dating back to 2004

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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