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BENEFICIAL STATE BANK

OAKLAND, CA · Supervised by FDIC

Est. 2007FDIC #58,490RSSD: FDIC-58490
Satisfactory

Current rating · Exam: January 2026

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Institution Profile

FDIC BankFind

Address

2100 Franklin St, OAKLAND, CA

County

Alameda County

Established

June 27, 2007

Total Assets

$2.0B(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$2.0B

Total Deposits

$1.7B

Net Loans

$1.5B

Net Income

$-1,703K

ROA

-0.34%

ROE

-3.67%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2026

Exam Type

Large Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 2016

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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