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THE ELMIRA SAVINGS BANK, FSB

ELMIRA, NY · Supervised by OTS

RSSD ID: OTS-7788

Outstanding

Current rating · Exam: January 2008

Current Examination

Overall Rating

Outstanding

Exam Date

January 11, 2008

Exam Type

Intermediate Small Bank

Regulator

OTS

Rating History

6 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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