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THE CITIZENS STATE BANK AND TRUST COMPANY

COUNCIL GROVE, KS · Supervised by FDIC

Est. 1921FDIC #15,254RSSD: FDIC-15254
Satisfactory

Current rating · Exam: January 2024

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Institution Profile

FDIC BankFind

Address

314 Main St, COUNCIL GROVE, KS

County

Morris County

Established

January 1, 1921

Total Assets

$88M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$88M

Total Deposits

$78M

Net Loans

$75M

Net Income

$406K

ROA

1.87%

ROE

22.63%

Risk-Based Capital

10.65%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2024

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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