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ESB BANK

CALEDONIA, MN · Supervised by FDIC

Est. 1909FDIC #10,980RSSD: FDIC-10980
Satisfactory

Current rating · Exam: July 2023

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Institution Profile

FDIC BankFind

Address

115 N Highway 44/76, CALEDONIA, MN

County

Houston County

Established

January 2, 1909

Total Assets

$198M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$198M

Total Deposits

$169M

Net Loans

$157M

Net Income

$751K

ROA

1.52%

ROE

16.21%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

July 1, 2023

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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