🏦Bank Scorer

UNITED COMMUNITY BANK

CHATHAM, IL · Supervised by FDIC

Est. 1965FDIC #19,459RSSD: FDIC-19459UNITED COMMUNITY BCORP INC
Satisfactory

Current rating · Exam: October 2025

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Institution Profile

FDIC BankFind

Address

301 N Main St, CHATHAM, IL

County

Sangamon County

Established

July 12, 1965

Total Assets

$4.2B(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$4.2B

Total Deposits

$3.5B

Net Loans

$2.5B

Net Income

$13M

ROA

1.22%

ROE

12.37%

Risk-Based Capital

15.04%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 2025

Exam Type

Large Bank

Regulator

FDIC

Rating History

CRA / FFIEC

12 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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