This institution is no longer active

Operations ceased on July 11, 1994. CRA examination history below reflects the period it was active.

THE CITIZENS STATE BANK OF WATERVILLE

WATERVILLE, KS · Supervised by FDIC

Est. 1906FDIC #17,372RSSD: FDIC-17372CITIZENS BANCSHARES WATERVILLE

Satisfactory

Current rating · Exam: February 1993

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Institution Profile

FDIC BankFind

Address

124 East Commercial Street, WATERVILLE, KS

County

Marshall County

Established

January 1, 1906

Total Assets

$23M(latest call report)

Financial Snapshot

As of Q2 1994Call Report / FDIC

Total Assets

$23M

Total Deposits

$20M

Net Loans

$14M

Net Income

$92K

ROA

0.82%

ROE

10.07%

Risk-Based Capital

11.79%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

February 1, 1993

Exam Type

Not Reported

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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