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This institution is no longer active

Operations ceased on December 9, 2006. CRA examination history below reflects the period it was active.

PERPETUAL SAVINGS BANK

WELLSVILLE, OH · Supervised by FDIC

Est. 1891FDIC #30,281RSSD: FDIC-30281
Satisfactory

Current rating · Exam: July 2005

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Institution Profile

FDIC BankFind

Address

464 Main Street, WELLSVILLE, OH

County

Columbiana County

Established

January 1, 1891

Total Assets

$74M(latest call report)

Financial Snapshot

As of Q3 2006Call Report / FDIC

Total Assets

$74M

Total Deposits

$60M

Net Loans

$50M

Net Income

$541K

ROA

0.97%

ROE

11.33%

Risk-Based Capital

13.16%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

July 1, 2005

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 1996

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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