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This institution is no longer active

Operations ceased on October 3, 2025. CRA examination history below reflects the period it was active.

THE HAVILAND STATE BANK

HAVILAND, KS · Supervised by FDIC

Est. 1903FDIC #17,403RSSD: FDIC-17403HAVILAND BANCSHARES EMPLOYEE STK OWNERSHIP PLAN&TR AGREEMENT
Satisfactory

Current rating · Exam: November 2023

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Institution Profile

FDIC BankFind

Address

209 N Main St, HAVILAND, KS

County

Kiowa County

Established

August 31, 1903

Total Assets

$48M(latest call report)

Financial Snapshot

As of Q3 2025Call Report / FDIC

Total Assets

$48M

Total Deposits

$40M

Net Loans

$34M

Net Income

$536K

ROA

1.44%

ROE

12.21%

Risk-Based Capital

12.39%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

November 1, 2023

Exam Type

Small Bank

Regulator

FDIC
Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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