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This institution is no longer active

Operations ceased on November 21, 2003. CRA examination history below reflects the period it was active.

FIRST INDEPENDENT BANK

GALLATIN, TN · Supervised by FDIC

Est. 1990FDIC #32,741RSSD: FDIC-32741
Satisfactory

Current rating · Exam: June 2003

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Institution Profile

FDIC BankFind

Address

710 Nashville Pike, GALLATIN, TN

County

Sumner County

Established

January 16, 1990

Total Assets

$113M(latest call report)

Financial Snapshot

As of Q3 2003Call Report / FDIC

Total Assets

$113M

Total Deposits

$99M

Net Loans

$64M

Net Income

$780K

ROA

0.93%

ROE

9.94%

Risk-Based Capital

15.36%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

June 4, 2003

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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