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SUMMIT BANK

OAKLAND, CA · Supervised by FDIC

Est. 1982FDIC #23,864RSSD: FDIC-23864
Satisfactory

Current rating · Exam: October 2022

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Institution Profile

FDIC BankFind

Address

2969 Broadway, OAKLAND, CA

County

Alameda County

Established

July 1, 1982

Total Assets

$270M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$270M

Total Deposits

$211M

Net Loans

$192M

Net Income

$727K

ROA

1.06%

ROE

5.91%

Risk-Based Capital

24.16%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 2022

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

9 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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SUMMIT BANK CRA Rating — BankScorer