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This institution is no longer active

Operations ceased on April 1, 2017. CRA examination history below reflects the period it was active.

HERITAGE OAKS BANK

PASO ROBLES, CA · Supervised by FDIC

Est. 1983FDIC #24,229RSSD: FDIC-24229
Satisfactory

Current rating · Exam: February 2015

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Institution Profile

FDIC BankFind

Address

1222 Vine Street, PASO ROBLES, CA

County

San Luis Obispo County

Established

January 19, 1983

Total Assets

$2.0B(latest call report)

Financial Snapshot

As of Q1 2017Call Report / FDIC

Total Assets

$2.0B

Total Deposits

$1.7B

Net Loans

$1.4B

Net Income

$3M

ROA

0.57%

ROE

5.35%

Risk-Based Capital

13.64%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

February 1, 2015

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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