This institution is no longer active

Operations ceased on April 14, 2000. CRA examination history below reflects the period it was active.

MERCANTILE BANK OF SOUTHERN ILLINOIS

MOUNT VERNON, IL · Supervised by FDIC

Est. 1934FDIC #10,025RSSD: FDIC-10025U.S. Bancorp

Satisfactory

Current rating · Exam: May 1998

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Institution Profile

FDIC BankFind

Address

205 South Fifth Street, MOUNT VERNON, IL

County

Sangamon County

Established

January 1, 1934

Total Assets

$2.1B(latest call report)

Financial Snapshot

As of Q1 2000Call Report / FDIC

Total Assets

$2.1B

Total Deposits

$1.8B

Net Loans

$1.3B

Net Income

$6M

ROA

1.23%

ROE

15.23%

Risk-Based Capital

12.80%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

May 1, 1998

Exam Type

Large Bank

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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