🏦BankScorer

MONTEREY COUNTY BANK

MONTEREY, CA · Supervised by FDIC

Est. 1977FDIC #22,460RSSD: FDIC-22460
Satisfactory

Current rating · Exam: August 2023

Watch

Institution Profile

FDIC BankFind

Address

601 Munras Ave, MONTEREY, CA

County

Monterey County

Established

May 5, 1977

Total Assets

$298M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$298M

Total Deposits

$219M

Net Loans

$149M

Net Income

$34K

ROA

0.05%

ROE

0.42%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

August 1, 2023

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1993

Unlock full history, CSV export, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
🔒

Unlock to see full history

Purchase this bank's history for $9

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/621e8d11-7b63-4da0-9879-9a4279a037a2"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.