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This institution is no longer active

Operations ceased on January 26, 2015. CRA examination history below reflects the period it was active.

INDEPENDENCE BANK

NEWPORT BEACH, CA · Supervised by FDIC

Est. 2004FDIC #57,688RSSD: FDIC-57688
Satisfactory

Current rating · Exam: April 2013

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Institution Profile

FDIC BankFind

Address

4525 Macarthur Boulevard, NEWPORT BEACH, CA

County

Orange County

Established

September 22, 2004

Total Assets

$423M(latest call report)

Financial Snapshot

As of Q4 2014Call Report / FDIC

Total Assets

$423M

Total Deposits

$346M

Net Loans

$340M

Net Income

$3M

ROA

0.77%

ROE

6.64%

Risk-Based Capital

13.47%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 2013

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 2006

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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