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This institution is no longer active

Operations ceased on October 1, 2025. CRA examination history below reflects the period it was active.

CITIZENS FIRST BANK

THE VILLAGES, FL · Supervised by FDIC

Est. 1991FDIC #33,440RSSD: FDIC-33440
Satisfactory

Current rating · Exam: October 2022

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Institution Profile

FDIC BankFind

Address

1050 Lake Sumter Lndg, THE VILLAGES, FL

County

Sumter County

Established

July 1, 1991

Total Assets

$4.1B(latest call report)

Financial Snapshot

As of Q3 2025Call Report / FDIC

Total Assets

$4.1B

Total Deposits

$3.4B

Net Loans

$1.2B

Net Income

$39M

ROA

1.27%

ROE

11.38%

Risk-Based Capital

22.15%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 2022

Exam Type

Large Bank

Regulator

FDIC

Rating History

CRA / FFIEC

10 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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