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This institution is no longer active

Operations ceased on October 1, 2021. CRA examination history below reflects the period it was active.

MERCHANTS BANK OF COMMERCE

REDDING, CA · Supervised by FDIC

Est. 1982FDIC #24,074RSSD: FDIC-24074
Satisfactory

Current rating · Exam: August 2019

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Institution Profile

FDIC BankFind

Address

1015 7th St, REDDING, CA

County

Sacramento County

Established

October 22, 1982

Total Assets

$2.0B(latest call report)

Financial Snapshot

As of Q3 2021Call Report / FDIC

Total Assets

$2.0B

Total Deposits

$1.7B

Net Loans

$1.1B

Net Income

$16M

ROA

1.15%

ROE

10.90%

Risk-Based Capital

15.62%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

August 1, 2019

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

10 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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