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This institution is no longer active

Operations ceased on May 1, 2026. CRA examination history below reflects the period it was active.

COMMUNITY BANK AND TRUST - WEST GEORGIA

LAGRANGE, GA · Supervised by FDIC

Est. 1984FDIC #25,796RSSD: FDIC-25796
Satisfactory

Current rating · Exam: May 2020

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Institution Profile

FDIC BankFind

Address

201 Broad St, LAGRANGE, GA

County

Troup County

Established

December 15, 1984

Total Assets

$288M(latest call report)

Financial Snapshot

As of Q4 2025Call Report / FDIC

Total Assets

$288M

Total Deposits

$268M

Net Loans

$186M

Net Income

$5M

ROA

1.73%

ROE

34.22%

Risk-Based Capital

9.68%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

May 1, 2020

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

6 previous ratings locked — dating back to 1993

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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