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FIRST STATE BANK

STUART, IA · Supervised by FDIC

Est. 1934FDIC #16,177RSSD: FDIC-16177
Satisfactory

Current rating · Exam: August 2025

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Institution Profile

FDIC BankFind

Address

215 N Division St, STUART, IA

County

Guthrie County

Established

January 1, 1934

Total Assets

$130M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$130M

Total Deposits

$115M

Net Loans

$51M

Net Income

$364K

ROA

1.12%

ROE

9.67%

Risk-Based Capital

31.46%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

August 1, 2025

Exam Type

Small Bank

Regulator

FDIC
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Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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