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This institution is no longer active

Operations ceased on March 8, 2014. CRA examination history below reflects the period it was active.

FREEDOM BANK

STERLING, IL · Supervised by FDIC

Est. 1891FDIC #11,705RSSD: FDIC-11705HEARTLAND FINANCIAL USA INC
Satisfactory

Current rating · Exam: April 2009

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Institution Profile

FDIC BankFind

Address

2403 North Locust Street, STERLING, IL

County

Whiteside County

Established

January 1, 1891

Total Assets

$66M(latest call report)

Financial Snapshot

As of Q4 2013Call Report / FDIC

Total Assets

$66M

Total Deposits

$52M

Net Loans

$38M

Net Income

$65K

ROA

0.09%

ROE

1.40%

Risk-Based Capital

9.69%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 2009

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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