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This institution is no longer active

Operations ceased on December 8, 2007. CRA examination history below reflects the period it was active.

THE BANK

CHARLESTON, IL · Supervised by FDIC

Est. 1973FDIC #21,164RSSD: FDIC-21164AMERICAN CENTRAL BCORP INC
Satisfactory

Current rating · Exam: September 2004

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Institution Profile

FDIC BankFind

Address

621 West Lincoln Street, CHARLESTON, IL

County

Coles County

Established

July 19, 1973

Total Assets

$116M(latest call report)

Financial Snapshot

As of Q3 2007Call Report / FDIC

Total Assets

$116M

Total Deposits

$104M

Net Loans

$69M

Net Income

$1M

ROA

1.48%

ROE

16.64%

Risk-Based Capital

15.93%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

September 1, 2004

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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