🏦Bank Scorer

THE HARVARD STATE BANK

HARVARD, IL · Supervised by FDIC

Est. 1866FDIC #9,079RSSD: FDIC-9079HARVARD BANCSHARES INC
Satisfactory

Current rating · Exam: March 2021

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Institution Profile

FDIC BankFind

Address

33 N Ayer St, HARVARD, IL

County

Mchenry County

Established

August 1, 1866

Total Assets

$327M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$327M

Total Deposits

$292M

Net Loans

$189M

Net Income

$893K

ROA

1.09%

ROE

13.59%

Risk-Based Capital

15.48%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 1, 2021

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

6 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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