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This institution is no longer active

Operations ceased on July 25, 2005. CRA examination history below reflects the period it was active.

LIBERTY BANK & TRUST

TOCCOA, GA · Supervised by FDIC

Est. 1984FDIC #26,879RSSD: FDIC-26879
Satisfactory

Current rating · Exam: April 2004

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Institution Profile

FDIC BankFind

Address

27 N. Big A Road, TOCCOA, GA

County

Stephens County

Established

July 24, 1984

Total Assets

$24M(latest call report)

Financial Snapshot

As of Q2 2005Call Report / FDIC

Total Assets

$24M

Total Deposits

$20M

Net Loans

$15M

Net Income

$-11K

ROA

-0.09%

ROE

-0.68%

Risk-Based Capital

21.35%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 2004

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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