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PHELPS COUNTY BANK

ROLLA, MO · Supervised by FDIC

Est. 1963FDIC #18,841RSSD: FDIC-18841
Satisfactory

Current rating · Exam: November 2025

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Institution Profile

FDIC BankFind

Address

718 N Pine St, ROLLA, MO

County

Phelps County

Established

August 1, 1963

Total Assets

$617M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$617M

Total Deposits

$559M

Net Loans

$444M

Net Income

$2M

ROA

1.39%

ROE

17.68%

Risk-Based Capital

15.17%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

November 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

10 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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