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This institution is no longer active

Operations ceased on December 31, 1998. CRA examination history below reflects the period it was active.

NORTHERN CENTRAL BANK

WILLIAMSPORT, PA · Supervised by FDIC

Est. 1934FDIC #13,754RSSD: FDIC-13754
Satisfactory

Current rating · Exam: December 1997

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Institution Profile

FDIC BankFind

Address

101 West Third Street, WILLIAMSPORT, PA

County

Lycoming County

Established

January 2, 1934

Total Assets

$1.2B(latest call report)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$1.2B

Total Deposits

$870M

Net Loans

$858M

Net Income

$12M

ROA

1.38%

ROE

17.12%

Risk-Based Capital

11.56%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

December 1, 1997

Exam Type

Large Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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