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This institution is no longer active

Operations ceased on August 1, 2005. CRA examination history below reflects the period it was active.

FIRST BANK OF SAN LUIS OBISPO

SAN LUIS OBISPO, CA · Supervised by FDIC

Est. 1980FDIC #23,265RSSD: FDIC-23265
Satisfactory

Current rating · Exam: June 2004

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Institution Profile

FDIC BankFind

Address

995 Higuera Street, SAN LUIS OBISPO, CA

County

San Luis Obispo County

Established

November 24, 1980

Total Assets

$302M(latest call report)

Financial Snapshot

As of Q2 2005Call Report / FDIC

Total Assets

$302M

Total Deposits

$258M

Net Loans

$213M

Net Income

$2M

ROA

1.27%

ROE

12.96%

Risk-Based Capital

14.54%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

June 1, 2004

Exam Type

Large Bank

Regulator

FDIC

Rating History

CRA / FFIEC

5 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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