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PEOPLES BANK & TRUST

PANA, IL · Supervised by FDIC

Est. 1954FDIC #17,320RSSD: FDIC-17320PEOPLE FIRST BANCSHARES INC
Satisfactory

Current rating · Exam: January 2026

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Institution Profile

FDIC BankFind

Address

200 S Locust St, PANA, IL

County

Christian County

Established

May 1, 1954

Total Assets

$611M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$611M

Total Deposits

$497M

Net Loans

$412M

Net Income

$3M

ROA

1.96%

ROE

21.04%

Risk-Based Capital

15.03%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2026

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

10 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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