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This institution is no longer active

Operations ceased on July 24, 2025. CRA examination history below reflects the period it was active.

ESSA BANK & TRUST

STROUDSBURG, PA · Supervised by FDIC

Est. 1916FDIC #28,262RSSD: FDIC-28262
Satisfactory

Current rating · Exam: December 2024

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Institution Profile

FDIC BankFind

Address

200 Palmer St, STROUDSBURG, PA

County

Monroe County

Established

January 1, 1916

Total Assets

$2.2B(latest call report)

Financial Snapshot

As of Q2 2025Call Report / FDIC

Total Assets

$2.2B

Total Deposits

$1.5B

Net Loans

$1.8B

Net Income

$6M

ROA

0.57%

ROE

5.37%

Risk-Based Capital

14.91%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

December 1, 2024

Exam Type

Large Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 2014

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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