This institution is no longer active

Operations ceased on February 16, 1996. CRA examination history below reflects the period it was active.

CENTENNIAL BANK

HAYWARD, CA · Supervised by FDIC

Est. 1976FDIC #22,361RSSD: FDIC-22361

Satisfactory

Current rating · Exam: April 1994

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Institution Profile

FDIC BankFind

Address

987 B Street, HAYWARD, CA

County

Alameda County

Established

November 5, 1976

Total Assets

$116M(latest call report)

Financial Snapshot

As of Q4 1995Call Report / FDIC

Total Assets

$116M

Total Deposits

$105M

Net Loans

$71M

Net Income

$768K

ROA

0.66%

ROE

6.99%

Risk-Based Capital

13.91%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 1994

Exam Type

Not Reported

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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