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FLAT BRANCH BANK

RICHMOND, MO · Supervised by FDIC

Est. 1940FDIC #15,751RSSD: FDIC-15751
Satisfactory

Current rating · Exam: January 2026

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Institution Profile

FDIC BankFind

Address

803 Wollard Blvd, RICHMOND, MO

County

Ray County

Established

July 1, 1940

Total Assets

$93M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$93M

Total Deposits

$80M

Net Loans

$54M

Net Income

$-599K

ROA

-2.53%

ROE

-17.62%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2026

Exam Type

Small Bank

Regulator

FDIC
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Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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