This institution is no longer active

Operations ceased on January 13, 2006. CRA examination history below reflects the period it was active.

CITIZENS COMMUNITY BANK OF DECATUR

DECATUR, IL · Supervised by FDIC

Est. 1995FDIC #34,082RSSD: FDIC-34082

Satisfactory

Current rating · Exam: August 2003

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Institution Profile

FDIC BankFind

Address

3795 North Woodford Street, DECATUR, IL

County

Macon County

Established

October 30, 1995

Total Assets

$13M(latest call report)

Financial Snapshot

As of Q4 2005Call Report / FDIC

Total Assets

$13M

Total Deposits

$12M

Net Loans

$8M

Net Income

$-231K

ROA

-1.66%

ROE

-16.72%

Risk-Based Capital

14.55%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

August 1, 2003

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1998

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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