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This institution is no longer active

Operations ceased on August 9, 2008. CRA examination history below reflects the period it was active.

THE FIRST STATE BANK

CONRAD, IA · Supervised by FDIC

Est. 1934FDIC #14,771RSSD: FDIC-14771
Satisfactory

Current rating · Exam: December 2004

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Institution Profile

FDIC BankFind

Address

120 West Center, CONRAD, IA

County

Grundy County

Established

September 24, 1934

Total Assets

$122M(latest call report)

Financial Snapshot

As of Q2 2008Call Report / FDIC

Total Assets

$122M

Total Deposits

$97M

Net Loans

$69M

Net Income

$517K

ROA

0.91%

ROE

7.90%

Risk-Based Capital

12.28%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

December 1, 2004

Exam Type

Small Bank

Regulator

FDIC
Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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