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STATE BANK OF COLD SPRING

COLD SPRING, MN · Supervised by FDIC

Est. 1908FDIC #12,444RSSD: FDIC-12444
Satisfactory

Current rating · Exam: December 2021

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Institution Profile

FDIC BankFind

Address

401 Main St, COLD SPRING, MN

County

Stearns County

Established

January 1, 1908

Total Assets

$79M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$79M

Total Deposits

$71M

Net Loans

$45M

Net Income

$325K

ROA

1.64%

ROE

17.10%

Risk-Based Capital

20.85%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

December 1, 2021

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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