BAY COMMERCIAL BANK

WALNUT CREEK, CA · Supervised by FDIC

Est. 2004FDIC #57,716RSSD: FDIC-57716

Satisfactory

Current rating · Exam: October 2006

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Institution Profile

FDIC BankFind

Website

www.unitedbusinessbank.com

Address

500 Ygnacio Valley Rd, WALNUT CREEK, CA

County

Contra Costa County

Established

July 20, 2004

Total Assets

$2.6B(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$2.6B

Total Deposits

$2.3B

Net Loans

$2.0B

Net Income

$8M

ROA

1.29%

ROE

10.12%

Risk-Based Capital

15.55%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 2006

Exam Type

Small Bank

Regulator

FDIC

This is the only examination on record for this bank.

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