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MIDLAND COMMUNITY BANK

KINCAID, IL · Supervised by FDIC

Est. 1968FDIC #19,796RSSD: FDIC-19796UNITED COMMUNITY BCORP INC
Satisfactory

Current rating · Exam: April 2020

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Institution Profile

FDIC BankFind

Address

112 Market St, KINCAID, IL

County

Christian County

Established

March 29, 1968

Total Assets

$69M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$69M

Total Deposits

$57M

Net Loans

$38M

Net Income

$296K

ROA

1.71%

ROE

10.14%

Risk-Based Capital

17.20%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 2020

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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