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CITIZENS BANK OF THE MIDWEST

ROLLA, MO · Supervised by FDIC

Est. 1944FDIC #16,126RSSD: FDIC-16126
Satisfactory

Current rating · Exam: January 2026

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Institution Profile

FDIC BankFind

Address

1515 Martin Springs Dr, ROLLA, MO

County

Phelps County

Established

February 28, 1944

Total Assets

$249M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$249M

Total Deposits

$208M

Net Loans

$163M

Net Income

$689K

ROA

1.12%

ROE

19.50%

Risk-Based Capital

13.21%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2026

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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