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THE CITIZENS STATE BANK

HUGOTON, KS · Supervised by FDIC

Est. 1913FDIC #15,261RSSD: FDIC-15261
Satisfactory

Current rating · Exam: November 2025

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Institution Profile

FDIC BankFind

Address

601 S Main St, HUGOTON, KS

County

Stevens County

Established

April 1, 1913

Total Assets

$143M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$143M

Total Deposits

$124M

Net Loans

$68M

Net Income

$325K

ROA

0.92%

ROE

7.27%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

November 1, 2025

Exam Type

Small Bank

Regulator

FDIC
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Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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