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This institution is no longer active

Operations ceased on February 25, 2011. CRA examination history below reflects the period it was active.

VALLEY COMMUNITY BANK

ST. CHARLES, IL · Supervised by FDIC

Est. 1996FDIC #34,187RSSD: FDIC-34187
Satisfactory

Current rating · Exam: November 2008

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Institution Profile

FDIC BankFind

Address

620 East Main Street, ST. CHARLES, IL

County

Kane County

Established

June 24, 1996

Total Assets

$124M(latest call report)

Financial Snapshot

As of Q4 2010Call Report / FDIC

Total Assets

$124M

Total Deposits

$124M

Net Loans

$87M

Net Income

$-7,096K

ROA

-5.00%

ROE

-181.02%

Risk-Based Capital

-0.88%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

November 5, 2008

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 1998

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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