This institution is no longer active

Operations ceased on July 1, 1997. CRA examination history below reflects the period it was active.

FIRST COMMERCE BANK OF POLK COUNTY

WINTER HAVEN, FL · Supervised by FDIC

Est. 1982FDIC #23,669RSSD: FDIC-23669

Satisfactory

Current rating · Exam: March 1996

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Institution Profile

FDIC BankFind

Address

141 Central Avenue East, WINTER HAVEN, FL

County

Polk County

Established

January 29, 1982

Total Assets

$97M(latest call report)

Financial Snapshot

As of Q2 1997Call Report / FDIC

Total Assets

$97M

Total Deposits

$88M

Net Loans

$63M

Net Income

$-1,181K

ROA

-2.30%

ROE

-25.96%

Risk-Based Capital

13.69%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 1, 1996

Exam Type

Not Reported

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1993

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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