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This institution is no longer active

Operations ceased on December 8, 2007. CRA examination history below reflects the period it was active.

THE FARMERS AND MERCHANTS STATE BANK OF VIRDEN, ILLINOIS

VIRDEN, IL · Supervised by FDIC

Est. 1910FDIC #12,705RSSD: FDIC-12705AMERICAN CENTRAL BCORP INC
Satisfactory

Current rating · Exam: April 2003

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Institution Profile

FDIC BankFind

Address

201 East Jackson Street, VIRDEN, IL

County

Macoupin County

Established

December 19, 1910

Total Assets

$83M(latest call report)

Financial Snapshot

As of Q3 2007Call Report / FDIC

Total Assets

$83M

Total Deposits

$70M

Net Loans

$46M

Net Income

$1M

ROA

1.66%

ROE

17.41%

Risk-Based Capital

15.83%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 7, 2003

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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