BEACH CITIES COMMERCIAL BANK

IRVINE, CA · Supervised by FDIC

Est. 2023FDIC #59,290RSSD: FDIC-59290

Satisfactory

Current rating · Exam: November 2025

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Institution Profile

FDIC BankFind

Website

www.beachcitiescb.com

Address

100 Progress, IRVINE, CA

County

Orange County

Established

June 12, 2023

Total Assets

$182M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$182M

Total Deposits

$140M

Net Loans

$148M

Net Income

$-152K

ROA

-0.34%

ROE

-3.98%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

November 1, 2025

Exam Type

Small Bank

Regulator

FDIC

This is the only examination on record for this bank.

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