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HICKORY POINT BANK AND TRUST

DECATUR, IL · Supervised by FDIC

Est. 1979FDIC #22,874RSSD: FDIC-22874FIRST ILLINOIS CORP
Satisfactory

Current rating · Exam: November 2024

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Institution Profile

FDIC BankFind

Address

225 N Water St, DECATUR, IL

County

Macon County

Established

June 4, 1979

Total Assets

$737M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$737M

Total Deposits

$651M

Net Loans

$429M

Net Income

$2M

ROA

1.18%

ROE

10.96%

Risk-Based Capital

17.35%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

November 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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