This institution is no longer active

Operations ceased on May 30, 2009. CRA examination history below reflects the period it was active.

PROVIDENCE BANK

WINTER HAVEN, FL · Supervised by FDIC

Est. 2005FDIC #58,043RSSD: FDIC-58043

Satisfactory

Current rating · Exam: January 2008

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Institution Profile

FDIC BankFind

Address

1501 First Street South, WINTER HAVEN, FL

County

Polk County

Established

September 30, 2005

Total Assets

$50M(latest call report)

Financial Snapshot

As of Q1 2009Call Report / FDIC

Total Assets

$50M

Total Deposits

$40M

Net Loans

$35M

Net Income

$-131K

ROA

-1.13%

ROE

-10.39%

Risk-Based Capital

14.22%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 7, 2008

Exam Type

Small Bank

Regulator

FDIC

This is the only examination on record for this bank.

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