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LAKE CENTRAL BANK

ANNANDALE, MN · Supervised by FDIC

Est. 1893FDIC #10,989RSSD: FDIC-10989
Satisfactory

Current rating · Exam: April 2024

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Institution Profile

FDIC BankFind

Address

40 Chestnut St W, ANNANDALE, MN

County

Wright County

Established

August 15, 1893

Total Assets

$282M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$282M

Total Deposits

$250M

Net Loans

$184M

Net Income

$2M

ROA

2.39%

ROE

22.80%

Risk-Based Capital

14.59%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 2024

Exam Type

Small Bank

Regulator

FDIC
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Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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