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This institution is no longer active

Operations ceased on December 5, 2025. CRA examination history below reflects the period it was active.

FROST STATE BANK

FROST, MN · Supervised by FDIC

Est. 1985FDIC #26,519RSSD: FDIC-26519
Satisfactory

Current rating · Exam: March 2021

Institution Profile

FDIC BankFind

Address

205 Main St, FROST, MN

County

Faribault County

Established

December 20, 1985

Total Assets

$54M(latest call report)

Financial Snapshot

As of Q3 2025Call Report / FDIC

Total Assets

$54M

Total Deposits

$44M

Net Loans

$46M

Net Income

$577K

ROA

1.44%

ROE

8.74%

Risk-Based Capital

19.18%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 1, 2021

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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